Welcome to this 2-bedroom, 1-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 890 square feet of finished living space with an open, livable feel from room to room. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. Open concept living and dining spaces create a comfortable setting for gatherings of all kinds. A private backyard adds extra space for play, pets, or simple relaxation. The property includes parking available, offering convenience for residents and guests. The location provides quick access to Monticello amenities while offering the flexibility of living outside a subdivision with no required HOA. Currently listed for about 237 days, this property combines space, style, and value. Currently offered at $169,000, this home delivers a strong combination of space, condition, and location.